Founded in 2004 by Shelli Lucus-Kennedy, she brings more than 26 years of insurance industry knowledge and risk management. 

Insurance Risk Services serves the building community in two specific areas; Subcontractor Qualification/Monitoring and Administration of Owner or Contractor Controlled Insurance Programs (OCIP & CCIP aka Wrap).

For Building Contractors – We qualify and monitor your Subcontractors for you.

  • Obtain an executed Subcontractor Agreement for each of your Subcontractors.
  • Obtain Certificates of Insurance and Additional Insured Endorsement from your Subcontractors.
  • Monitor your Subcontractor’s Certificate of Insurance expiration dates and request renewals.
  • Request and review policy exclusions received from Subcontractors and their insurance agents.
  • Initial check of the Subcontractor on NCCI and L&I website for experience factors and appropriate classifications of work.
  • Monitor Subcontractor’s L&I/Workers Comp Premium status and notify you if they become delinquent.
  • Provide monthly status report showing compliance of each Subcontractor.
  • Annual general liability audit assistance.
  • Data electronically saved and maintained on and offsite.

Owner Controlled Insurance Programs (OCIP) - OCIP Administration including:

  • Provide project/policy customized OCIP/CCIP Manual and Enrollment Forms.
  • Offer bid credit formulas and verify bid credits for all Subcontractors in consideration of the coverage provided to them under the OCIP/CCIP. 
  • Enroll Subcontractors in the OCIP/CCIP, as required by OCIP/CCIP Policy Carrier.
  • Request and obtain all required documentation necessary to enroll Subcontractor into the OCIP/CCIP.
  • Request and obtain Certificate of Insurance and proper Additional Insured Endorsement forms from each Subcontractor. 
  • Track expiration date and request renewals for Certificates of Insurance.
  • Electronically save OCIP/CCIP Documentation for each enrolled Subcontractor in the OCIP on and offsite.
  • Provide monthly status report to Client and General Contractor to include all activity and status of Subcontractors from the previous month.

Contact Us

Insurance Risk Services
PO Box 626
Woodinville, WA 98072
p: 866.611.0614
f: 425.481.5417

Shelli Lucus-Kennedy
Senior Risk Manager
e: Shelli@insriskservices.com

Renee Harrison
Senior Account Manager
e: Renee@insriskservices.com

Jennifer Clay
Account Manager
e: Jennifer@insriskservices.com

 

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